EMI Calculator

Calculate Equated Monthly Installments for any loan.

Monthly EMI
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Total Interest
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Total Payment
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About This Tool

The EMI (Equated Monthly Installment) Calculator helps you determine the fixed monthly payment required to repay a loan, including principal and interest, over a chosen tenure.

How To Use

  1. Enter the loan amount.
  2. Enter the annual interest rate.
  3. Enter the loan tenure in months.
  4. Click Calculate EMI to see your monthly installment and total interest payable.

Features

  • Accurate EMI formula used by banks
  • Monthly and yearly breakdown
  • Total interest payable shown
  • No signup needed

Frequently Asked Questions

What is EMI?
EMI stands for Equated Monthly Installment — a fixed payment amount made by a borrower to a lender at a specified date each month.
What factors affect my EMI?
Your EMI depends on three factors: the principal loan amount, the interest rate, and the loan tenure.
Does a longer tenure reduce my EMI?
Yes, a longer tenure reduces your monthly EMI but increases the total interest paid over the life of the loan.

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